What an Injured Worker Should Know About
California Workers'
Compensation Law
Workers compensation
is a benefit program that employers are required by law to make available
to employees who are injured on the jobWorkers’
Compensation benefits can include:
-
Medical
care
to help you recover and for
your future care
-
Temporary
disability (TD)
to help offset lost income
while you are out of work and recovering.
-
Mileage
for travelling to and from
doctors, and to certain legal proceedings.
-
Permanent
Disability benefits
to compensate you for the
portion of the injury you will not be able to recover from.
-
Vocational
Rehabilitation
to retrain you for a new
career
What
should I do if I get hurt on the job?
1. Tell
your supervisor right away.
If the injury or illness
occurred gradually, report it as soon as you determine that it was caused
by work, or that work was a contributing factor. If you are afraid
of losing your job, call a lawyer for help.
2. Fill
out a workers compensation claim form
The form is called "Employee
Claim for Benefits". Ask your employer for the form.
3. If
you require medical attention, go to a doctor or hospital right away.
Don't ignore the problem
because you are afraid of losing your job.
Your employer may require
that you go to its doctor.
Be sure to tell the doctor
that your injury or illness is job related and that
this is noted by him/her in writing.
Other
benefits to which you may be entitled
-
State Disability Insurance
(through Employment Development Dept.)
-
Social Security Disability
Insurance
-
Private Short Term and/or
Long Term Disability
Other
claims you may have
-
wrongful termination
action in civil court
-
discrimination in employment
on the basis of race, sex, national origin, religion, etc.
includes sexual harassment
-
accommodation under
Americans with Disabilities Act or handicap discrimination
-
ERISA retirement,
disability, medical and other benefits under a federally regulated employee
benefit plan
Advantages
of hiring an attorney
-
finding
the right doctors
-
make sure they bill your employer’s
insurance carrier, not you.
-
plan
a strategy for your case
-
advise
you about other possible claims
When
Should I consider hiring an attorney?
-
you believe you are
being treated unfairly
-
you injury is very serious
-
you have unanswered questions
How
do I pay for an attorney?
-
You pay a percentage of your
permanent disability award.
-
If there is no recovery, there
is no fee
-
There is no out-of-pocket cost
How
do I choose an attorney?
-
Contact a local bar association
or the California State Bar for a referral
-
Find an attorney with experience
in workers’ compensation
-
Make sure you feel you will be
able to communicate well with your attorney
-
Contact the Law
Offices of Worthington
Copyright 1999,
Interactive Law Center
Michael Worthington,
Esq.
All Rights Reserved.